Dear Investor,
This Independence Day, let’s celebrate the freedom that lasts a lifetime – financial freedom.
What is Financial Freedom?
Financial freedom means having enough wealth and investments to sustain your lifestyle, meet future goals, and handle emergencies – without depending solely on active income. Just like political independence gave us control over our future as a nation, financial independence gives you control over your personal future.
Why Equity Mutual Funds Are Key to Achieving It
While traditional savings options like Fixed Deposits (FDs) and Public Provident Fund (PPF) provide safety and stability, they often fall short in one crucial area – beating inflation. Here’s an example for your understanding.
| Investment Option | Monthly Investment | Duration | Assumed Annual Return | Maturity Value (Approx.) | Tax Treatment & Notes |
| Fixed Deposit (FD) | ₹25,000 | 20 years | 6% p.a. | ₹1.16 Crore | Post-tax returns ~5.5–6.5% p.a., often less than inflation |
| Public Provident Fund (PPF) | ₹25,000 | 20 years | 7.1% p.a. | ₹1.32 Crore | Tax-free returns, locked for 15 years |
| Equity Mutual Fund | ₹25,000 | 20 years | 12% p.a. | ₹2.47 Crore | Long-term returns historically ~12–15% p.a., market-linked |
Key Benefits of Equity MFs:
- Higher long-term returns
- Inflation-beating growth
- Flexible & liquid
- Power of compounding
This 15th August, take your first step towards true independence – start investing, stay invested, and secure your future.
Let’s honor our nation’s independence by taking steps towards our own –financial independence. The earlier you start, the sooner you’ll be free.
